The average salary for a Risk Analyst in the US is $100,000 per year.
Risk Analysts evaluate financial, operational, and technological risks that could impact an organization’s performance. In the US, this role is important across finance, insurance, healthcare, government, and technology sectors. Salaries vary based on industry exposure, analytical expertise, and responsibility level. Professionals who can identify potential losses early and recommend mitigation strategies often earn higher compensation.
Salary Statistics: Risk Analyst (US)
| Salary Type | Annual Pay (USD) |
|---|---|
| Average Salary | $100,000 |
| Median Salary | $96,000 |
| Lowest Salary | $65,000 |
| Highest Salary | $160,000 |
Gender Pay Analysis in Risk Analyst
Gender pay differences for Risk Analysts in the US are influenced by industry sector, years of experience, and level of analytical responsibility.
| Gender | Average Annual Salary (USD) | Compared to National Avg |
|---|---|---|
| Male | $103,000 | ▲ +3% |
| Female | $97,000 | ▼ −3% |
| Non-binary / Not Disclosed | $100,000 | ▲ +0% |
Compensation differences tend to narrow at senior levels where pay is closely tied to measurable business impact and decision-making authority.
Salary by Experience Level
Entry-Level
Entry-level Risk Analysts in the US typically earn around $65,000 per year. These roles focus on data collection, preparing reports, and supporting senior analysts with risk modeling. Most professionals at this level have 0–2 years of experience. Building strong analytical and data interpretation skills is key to salary progression.
Mid-Level
Mid-level Risk Analysts usually earn between $85,000 and $120,000 per year. At this stage, professionals conduct independent risk assessments, develop forecasting models, and advise management on mitigation strategies. This level commonly requires 3–6 years of experience. Strong quantitative skills and industry knowledge often lead to steady salary growth.
Senior Level
Senior Risk Analysts earn $135,000 or more per year, with top roles reaching $160,000 in large US organizations. These professionals lead risk strategy initiatives, mentor junior analysts, and influence executive decisions. Compensation reflects accountability for minimizing financial or operational exposure.
Certifications for Risk Analyst
- Financial Risk Manager (FRM)
- Professional Risk Manager (PRM)
- Certified Risk Management Professional (PMI-RMP)
- Chartered Financial Analyst (CFA)
- Certified in Risk and Information Systems Control (CRISC)
Key Skills That Impact Salary
- Risk modeling and forecasting
- Data analysis and statistical tools
- Regulatory compliance understanding
- Financial risk assessment
- Reporting and presentation skills
- Quantitative analysis
Best-paying cities for Risk Analyst in the US
| City | Avg Salary (USD) | Compared to National Salary ($100,000) |
|---|---|---|
| San Francisco, CA | $118,000 | ▲ +18% |
| New York, NY | $110,000 | ▲ +10% |
| Seattle, WA | $107,000 | ▲ +7% |
| Boston, MA | $103,000 | ▲ +3% |
| Austin, TX | $96,000 | ▼ −4% |
| Atlanta, GA | $91,000 | ▼ −9% |
| Dallas, TX | $90,000 | ▼ −10% |
| Remote (US) | $101,000 | ▲ +1% |
| Chicago, IL | $93,000 | ▼ −7% |
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Future Outlook for Risk Analyst Compensation
Demand for Risk Analysts continues to grow as organizations face financial uncertainty, regulatory pressure, and operational complexity. Professionals with strong data modeling and forecasting skills are expected to remain well-compensated as businesses prioritize proactive risk management.
Frequently Asked Questions
Is $85,000 a good salary for a Risk Analyst in the US?
Yes, $85,000 is competitive for early mid-level roles depending on industry and location.
Can Risk Analysts earn over $140,000?
Yes, senior Risk Analysts and specialized financial risk professionals can exceed $140,000 annually.
Do certifications increase Risk Analyst salary?
Yes, certifications such as FRM and CFA significantly improve earning potential.
Are remote Risk Analyst roles common?
Yes, many organizations offer remote or hybrid roles for analytical positions.
What industries pay Risk Analysts the most?
Finance, banking, insurance, and large enterprise organizations typically offer higher salaries.
How long does it take to become a senior Risk Analyst?
It typically takes 5–8 years of experience in risk analysis or financial modeling roles.
Is Risk Analysis a stable career in the US?
Yes, risk management remains essential across industries, ensuring continued demand.
